At Projected Financial, we understand that your dream home
is one of a kind. We take pride in our efficiency. We know that getting a mortgage can be very stressful - It doesn't have to be! You need someone you can trust and we are here to help! We have some of the shortest turn around times for getting the mortgage that you want!
Are you ready to own your home?
Contact Us today for a free, no-obligation consultation! Also, receive information on the top five ways to lower your mortgage!
Whether you are a prospective home buyer, or are looking
to refinance - we can help! Our morgage specialists can help
you find the right solution for your unique situation.
We can keep you safe from preditory lenders and other people
trying to swindle you out of your hard earned money. At
Projected Financial, we take it upon ourselves to get you
the highest quality customer support. We will go out of
our way to insure you have the best possible loan.
What is required to apply for a home loan?
- Past two (2) years W-2 statements
- Pay Stubs covering the last (30) thirty days
- Three most recent monthly bank statements
- Most recent transaction summary of 401K, IRA, or Mutual Fund Accounts
- Photocopies of any stocks or certificates of deposits
- Copy of the purchase and sale agreement
- If you are currently renting, either 12 months canceled rent checks
or the name and address of your current landlord
- If you are divorced, a fully executed divorce decree
- To refinance, a copy of the deed, and most recent tax bill
- A letter of explanation for any known credit problems
- Two (2) years signed personal tax returns - including all schedules
- If self-employed through a corporation, last two years corporate
returns as well as a year-to-date profit and loss statement and balance
sheet
Does it seem overwhelming? Contact Us today for a free, no-obligation consultation!
Which mortgage is right for me?
Call us now at 800-270-5758 to speak with a qualified Loan Officer. They will describe each loan type to help find what works best for you!
Adjustable Rate Mortgage
An ARM, or Adjustable Rate Mortgage is perfect for anyone
looking to lower your interest rate, and monthly payments.
Your interest rate is fixed for the first three, five or
seven years. Afterwords, your interest rate adjustment is
capped at 2% a year, and will never exceed 6% above the
initial rate. Adjustable Rate Mortgage »
Option ARM Mortgage
With four different payment options, an Option ARM is the
most flexible, versatile mortgage on today's market. Choose
the option that suits you best every month. Option ARM mortgages
offer a fixed minimum payment and low adjustable interest
rates. Option ARM Mortgage »
Fixed Rate Mortgage
The traditional fixed rate mortgage is best for people
not moving within 7 years, or wanting to avoid rising interest
rates. Knowing your interest rate and payment never change
makes it easier to budget your finances. This option gives
you real peace of mind in an increasingly uncertain world. Fixed Rate Mortgage »
Interest Only Mortgage
An interest-only mortgage has a minimum payment option
that is "interest only." Making the minimum payment on an
interest only mortgage is only the amount required to pay
down the interest every month. Any money payed on top of
the interest is "principal" and goes to reduce the balance. Interest Only Mortgage » |
